How can an account be suspended from PSN for a debt?
A chargeback, or payment reversal, occurs when a financial institution cancels an existing payment at your request.
As a chargeback can indicate you suspect fraud or account take-over, we will suspend your account or console to protect it while we investigate. If there is no lawful reason for the chargeback (e.g. no legal right to a refund), your account will remain suspended until the debt is repaid.
You can check your account status by visiting My Support.